We provide the best programs that suit all of our clients needs. Below you will find their descriptions, the key advantages and the minimum down-payments necessary for each program.
Bridge
Also known as a swing loan - the Bridge Loan makes it possible to finance a new home before selling your current home. Bridge Loans have higher interest rates, require 25% equity, and work best in fast moving markets. ...[read more]
Minimum Credit Score
720
Key Advantage
Finance new home before selling current home Good for fast moving markets
Conventional Loan
A conventional loan is a type of mortgage loan that is not guaranteed by the government or federal agency. This includes the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA). Lenders offer conventional loans that are u ...[read more]
Minimum Credit Score
620
Key Advantage
No Upfront PMI Various Long and Short Term Fixed Rate Adjustable Products and Amortization Terms
FHA 203k Streamline
If future homeowners are in the market to purchase a house that needs extensive repairs and maintenance work prior to moving in, they can finance an FHA 203(K) loan. Some lenders do not grant loans to homeowners that want to purchase a home that is i ...[read more]
Minimum Credit Score
580
Key Advantage
Repair or Remodel Your Home No Appraisal Required
FHA Loan Arizona
An FHA Loan Arizona is insured by the Federal Housing Administration and issued by a private mortgage lender. FHA loans are attractive to potential borrowers because they allow people to purchase a home with a small down payment and require an averag ...[read more]
Minimum Credit Score
580
Key Advantage
Low Downpayment Low Credit Score
FHA Streamline Refinance
An FHA Streamline allows borrowers to refinance their existing FHA-insured mortgage loan. Streamline refinance requires limited borrower credit documentation and underwriting from lenders. FHA streamline refinancing offers borrowers the choice to qua ...[read more]
Minimum Credit Score
660
Key Advantage
No Appraisal Required No Income Verification
HomePossible
HomePossible is a special loan product offered by Freddie Mac that is designed for low to moderate-income borrowers. This program is currently expanded to help low credited borrowers finance homes in low-income areas. ...[read more]
Minimum Credit Score
620
Key Advantage
Freddie Mac 3% Down with Lower PMI Factor Same as Conventional Loan Products
HomeReady
HomeReady is a special loan product offered by Fannie Mae that is designed for low to moderate-income borrowers. This program is currently expanded to help low credited borrowers finance homes in low-income areas. ...[read more]
Minimum Credit Score
620
Key Advantage
Fannie Mae 3% Down with Lower PMI Factor Same as Conventional Loan Products
Jumbo Mortgage Loan
A jumbo loan is a loan for homeowners that need a loan greater than the conforming loan limit in their area. The conforming loan size limit implemented by Fannie Mae and Freddie Mac is $584,250. Typically, people will use a jumbo mortgage if their lo ...[read more]
Minimum Credit Score
680
Key Advantage
CONVENTIONAL PORTFOLIO LOANS WITH FIXED AND ADJUSTABLE TERMS THAT EXCEED NORMAL CONFORMING LOAN LIMITS
VA Home Loan
The United States Department of Veterans Affairs (VA) created a mortgage loan that provides financial assistance to veterans. This mortgage is guaranteed by the VA, which has helped over 25 million veterans and service personnel obtain a mortgage. Th ...[read more]
Minimum Credit Score
580
Key Advantage
No Downpayment Required No Monthly PMI
